Missed the ACA 1095-C Filing Deadline?
Thomas Ledger, LLC helps businesses prepare and electronically file late Forms 1094-C and 1095-C, including corrected returns and prior-year catch-up filings.
ACA Reporting • 1099 Filing • IRS Transmitter Services
Late ACA Filing Gets Expensive Quickly
If your business missed the 1094-C / 1095-C deadline, the most important step is to act now. Many businesses don't realize they have to file these forms until after a deadline has already passed. Late and unfiled ACA returns can draw per-form penalties, and the exposure grows the longer the filing stays outstanding — getting your returns prepared and transmitted is the first step toward limiting it.
We Help Employers That Need to Catch Up
- Crossed the 50 full-time-employee threshold and didn't know you had to file
- Missed the March 31 electronic filing deadline
- Your payroll or benefits vendor did not file the 1094-C / 1095-C
- Your accountant or bookkeeper missed the deadline
- Received an IRS notice about unfiled or late ACA returns
- Need corrected 1095-C forms after an error
- Filing 1094-C / 1095-C for the first time, for a prior year
- Need help preparing records for electronic filing
Get Your Records Filed With Confidence
Whether a deadline slipped, a payroll provider dropped the ball, or an IRS notice arrived, the path forward is the same: organize your coverage records, check the data, and file your 1094-C and 1095-C returns electronically with the IRS. We handle the technical parts so you can get caught up and back to business.
Late ACA Filing Services
Late 1094-C / 1095-C Filing
Preparation and direct IRS AIR e-file of your transmittal and every full-time employee statement for a missed year.
ACA Corrections
Help preparing corrected 1095-C returns when prior offer-of-coverage data or codes were incomplete or inaccurate.
Prior-Year Catch-Up
Filing 1094-C and 1095-C for one or more prior years you missed, so your ACA reporting is current.
IRS Transmitter Services
Electronic filing support through IRS transmitter services where applicable.
How the Late Filing Process Works
- Call or submit the help form
- We review what needs to be filed
- You provide business and recipient information
- We prepare and validate the filing data
- Eligible returns are submitted electronically
- You receive confirmation and next-step guidance
What You Should Have Ready
- Business legal name and EIN
- Recipient, contractor, or employee information
- Monthly full-time and full-time-equivalent employee counts
- Offer-of-coverage details by employee and month
- Employee share of the lowest-cost monthly premium
- Any Safe Harbor elections used
- Prior ACA filings, if any
- Number of 1095-C forms needed and the tax year(s)
Why Work With Thomas Ledger, LLC
- Authorized ACA IRS Transmitter
- We check your forms for errors before they're submitted
- Secure cloud technology background
- Talk to a real person — direct support by phone
- Built for small businesses, employers, and service providers that need fast help
Need Help Filing Late 1094-C or 1095-C Returns?
Call Thomas Ledger, LLC today to discuss your ACA filing situation.
202-449-3366Request Late ACA Filing Help
Tell us about your situation and we will follow up. For faster help, call 202-449-3366.
Late 1094-C and 1095-C Filing FAQs
Can I still file 1094-C and 1095-C after the deadline?
In many cases, late ACA returns can still be prepared and electronically filed through the IRS AIR system. Filing as soon as possible can help limit how penalties accrue — the longer a required filing is outstanding, the more exposure builds.
I received an IRS notice about ACA filing — what can you do?
We help with the filing itself — preparing and e-filing the late or corrected 1094-C and 1095-C returns.
What are the penalties for late ACA filing?
Late or incorrect information returns can carry per-form penalties under IRC §6721 (failing to file with the IRS) and §6722 (failing to furnish the employee copy) — and those can stack when both are late. Separately, §4980H employer mandate penalties are assessed per full-time employee. Exact amounts depend on your facts and the year.
What information do I need to file late 1095-Cs?
Your EIN, monthly full-time employee counts, offer-of-coverage details, the employee share of the lowest-cost premium, any Safe Harbor elections, prior filings, and any IRS notices received. We help organize and validate this before transmission.
Secure, Electronic Filing Support
Thomas Ledger, LLC was built on secure cloud technology. Your business and recipient data is handled with encryption in transit and at rest, and eligible returns are submitted electronically through IRS transmitter services where applicable.
Thomas Ledger, LLC provides ACA filing preparation and e-filing services, not legal or tax advice.