1099 and ACA Filing, Done Right

From 1099-NEC and 1099-MISC to ACA 1094-C and 1095-C — Thomas Ledger handles your IRS information returns end-to-end, so you don't risk penalties or waste hours.

Upload your data or let us handle everything. No IRS portals. No confusion. No missed deadlines.

Start Filing Now Have Us Handle It For You
IRS-compliant filing
Secure & encrypted
Built for businesses and accountants

Avoid Costly IRS Penalties and Last-Minute Stress

Filing 1099s isn't just paperwork — mistakes and delays can result in penalties of up to $310 per form.

  • ✓Collecting accurate contractor information
  • ✓Formatting data correctly
  • ✓Understanding IRS requirements
  • ✓Meeting strict deadlines

We eliminate the guesswork.

A Simpler Way to Handle 1099 Compliance

Whether you want full control or zero involvement, we've got you covered.

Do It Yourself

  • Upload CSV or enter data manually
  • Generate 1099 forms instantly
  • Submit to the IRS with confidence

Best for: experienced users and accountants

Go to DIY Filing

Done-For-You Filing (Recommended)

  • Upload your data
  • We review and validate everything
  • We file directly with the IRS
  • You receive confirmation and records

Best for: busy business owners who want it handled

Start Done-For-You Intake

Done-For-You Intake Form

Tell us about your filing needs and we'll reach out with a customized plan.

Save Hours. Avoid Errors. Get It Done Fast.

Manual 1099 filing can take hours — or days — especially when dealing with multiple contractors.

  • ✓Upload your data in minutes
  • ✓Avoid formatting errors
  • ✓File quickly and accurately

Spend your time running your business — not dealing with IRS forms.

What We File

Two product lines, one platform — file 1099s, ACA returns, or both from the same account.

1099 Filing

For any business paying contractors $2,000+ a year.

  • 1099-NEC and 1099-MISC e-filing
  • Direct IRS IRIS transmission
  • TIN matching and bulk CSV upload
  • Annual pricing banded by EIN count
1099 Filing Details

ACA Filing

For Applicable Large Employers (50+ FTE).

  • 1094-C transmittal + 1095-C employee statements
  • Direct IRS AIR transmission
  • Line 14 / 16 codes and Safe Harbor logic
  • Annual pricing banded by FTE count
ACA Filing Details

File ACA at Filer Pro+ and that year's 1099 filing is included free. ACA Filer gets $150 off the 1099 fee. One vendor for both information-return obligations.

Built for Businesses That Work With Contractors

  • •Small and mid-sized businesses
  • •Real estate investors and property managers
  • •Agencies and consulting firms
  • •Accounting and bookkeeping professionals

If you issue 1099s, this is for you.

Simple Annual Pricing for 1099 and ACA Filing

Flat annual plans — no per-form metering. Choose 1099, ACA, or both with the year-scoped bundle.

1099 Filing Plans

For any business paying contractors $2,000+ per year. Banded by EIN count.

Filer

$350/tax year

1 filing entity (1 EIN)

  • 1099-NEC and 1099-MISC e-filing
  • Direct IRIS transmission
  • Data validation and corrections
  • Email support

Filer Elite

Private quote

6+ EINs / high volume

  • Everything in Filer Pro
  • Dedicated account manager
  • Audit and notice consultation
  • Federal-contractor support

ACA Filing Plans

For Applicable Large Employers (50+ FTE) filing 1094-C / 1095-C.

ACA Filer

$650/tax year

Up to 100 full-time employees

  • 1094-C + 1095-C filing
  • Direct AIR transmission
  • Line 14 / 16 code generation
  • $150 off that year's 1099 filing

ACA Filer Pro

$2,900/tax year

251–500 full-time employees

  • Everything in Filer Pro (101–250)
  • Aggregated ALE (controlled group)
  • Multiple Safe Harbor strategies
  • That year's 1099 filing included free

Secure, Reliable, and Built for Compliance

  • ✓IRS-compliant filing processes
  • ✓Secure data handling and encryption
  • ✓Designed with modern cloud architecture
  • ✓High availability and reliability

Trusted by Businesses Handling Contractor Payments

"Saved me hours and removed the stress of filing."

— Customer

"Simple, fast, and reliable — exactly what we needed."

— Customer

Frequently Asked Questions

Do I need to use the IRS IRIS system myself?

No. We handle the filing process for you — or provide tools if you prefer to do it yourself.

What forms are supported?

1099-NEC, 1099-MISC, and other supported IRS information returns available in our software.

Can I upload a CSV file?

Yes. Upload your data and we'll process it quickly.

What if I make a mistake?

We help ensure accuracy before filing and support corrections if needed.

Ready to Get Your 1099 Filing Done?

Stop worrying about deadlines, errors, and IRS requirements.

Start Filing Now Have Us Handle It For You